(1) Regulatory Tier 1 capital to assets

$\begin{matrix} R e g u l a t o r y T i e r 1 \\ c a p i t a l t o a s s e t s \end{matrix} = \frac{C o r e c a p i t a l (T i e r 1)}{T o t a l b a l a n c e s h e e t a s s e t s (n o n - r i s k w e i g h t e d)} ∙ 100 %$

(2) Regulatory Tier 1 capital to risk-weighted assets

$\begin{matrix} R e g u l a t o r y T i e r 1 \\ c a p i t a l t o r i s k w e i g h t e d a s s e t s \end{matrix} = \frac{C o r e c a p i t a l (T i e r 1)}{R i s k w e i g h t e d a s s e t s} ∙ 100 %$

(3) Nonperforming loans net of provisions to capital

$N P L n e t o f p r o v i s i o n s t o c a p i t a l = \frac{V a l u e o f N P L s - V a l u e o f s p e c i f i c p r o v i s i o n s f o r N P L s}{T o t a l r e g u l a t o r y c a p i t a l} ∙ 100 %$

(4) Nonperforming loans to total gross loans

$N P L s t o t o t a l g r o s s l o a n s = \frac{V a l u e o f N P L s}{T o t a l v a l u e o f t h e l o a n p o r t f o l i o } ∙ 100 %$

(5) Return on assets

$R e t u r n o n a s s e t s = \frac{A n n u a l i z e d n e t i n c o m e b e f o r e t a x e s}{A v e r a g e v a l u e o f t o t a l a s s e t s} ∙ 100 %$

(6) Liquid assets to short-term liabilities

$\begin{matrix} L i q u i d a s s e t s t o \\ s h o r t t e r m l i a b i l i t i e s \end{matrix} = \frac{L i q u i d a s s e t s}{S h o r t t e r m l i a b i l i t i e s} ∙ 100 %$

(7) Net open position in foreign exchange to capital

$\begin{matrix} N e t o p e n p o s i t i o n i n f o r e i g n \\ e x c h a n g e t o c a p i t a l \end{matrix} = \frac{N e t o p e n p o s i t i o n i n f o r e i g n e x c h a n g e}{T o t a l r e g u l a t o r y c a p i t a l} ∙ 100 %$

Hesin internet-kagin er ikki longur stuðlaður

Rætta metadátur: 10.5.1